Welcome to RatRaceExodus

I blame your parents.  I also blame you, which is what you should get in the habit of as well, but I mostly blame your parents.  They didn't know any better, since their parents probably didn't know any better either.  From your parents, you sucked up all your habits, good or bad.  How/when/where you do laundry, cook, clean, drive, pay bills, make friends, wash your hands, run errands, etc.  You learn all these life skills from your parents growing up.  It was the world you were born into, and what you accepted as normal.  I remember watching my parents pay bills, use credit cards, buy a new car every 5 years, buy groceries, and how they lived paycheck to paycheck.  So if your parents weren't successful at managing money, why are you doing the same things?

Change your mindset.

As I grew up with this, it became what is normal to me, just the same way that living in Vermont made -20 degree weather seem normal.  I didn't know anything else, so I didn't know there was a better way.  When I was 21 I moved to Arizona, and experienced the wonder of having over 300 sunny days a year.  I was blown away.  I didn't have to scrape my windshield every morning.  I could play sports year round.  Rain doesn't ruin outdoor events.  I had no idea life could be so good!  It changed my outlook on where you live forever.  This happened again in my late 20s when I started learning about money.  I was forever changed.  I had no idea the difference that financial freedom, and a plan, could make in life.  Just as I know the bitterness of -20 degree weather, I know the stress of being bound by debt.  I know the difference in life it can make, and I want to teach others.

This is why I have created this blog.  I will post about things I have learned, as well as things I am still learning.      I want to change the way you think about money, and in effect, how you think about what life should be.  I want to help you exit the Rat Race.